GRIT Trainee: Lending Analyst, Private Bank

About the division:
Deutsche Bank Private Bank is one of the largest wealth managers worldwide. We offer our clients a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of Wealth Management. As a trusted partner of wealthy individuals and entrepreneurs, family offices and foundations, we create lasting value for clients. We specialize in developing bespoke solutions for our clients around the world, for instance wealth planning across successive generations and international borders, asset management with individual risk management, loans and deposits. All this is possible thanks to our global network, our many years of experience and our close collaboration with the Corporate Bank, Investment Bank and DWS. We aim to become a highly competitive global wealth manager by combining financial strength and stability with trustworthy partnership and forward-thinking in order to build sustainable and beneficial client relationships. As a growth business for Deutsche Bank, we contribute towards building a more balanced, less capital intense and stable business model for the bank.

About the role:
This position reports to the Regional Head of Lending and will act as a joint resource to a pool of senior lenders and will assist them assessing and evaluating of credit risk and pricing thereof. Deutsche Bank as an organisation is committed to an employee-orientated, high performance culture that emphasises empowerment, quality, continuous improvement, and the recruitment and on-going development of a superior workplace. The individual will gain invaluable experience by working with experienced Lenders on PB's credit approval and management system whilst applying the Bank's credit risk policies and procedures and underwriting standards.

Key responsibilities:

• Carrying out research on prospective borrowers and proposed underlying collateral
• Assist Lenders with monitoring of covenants
• Valuation of real estate and other non-financial collateral
• Closure of Tasks in relevant tools.
• Performance of periodic credit reviews

Key skills required:

• Posseses excellent Excel skills.
• Knowledge of advance data analysing skills will be an advantage
• Sound financial acumen. Academic or professional qualification in finance, economics or mathematics will be an advantage.
• Fresh graduates who have graduated in 2024/2025/2026 from Universities, Polytechnics, Institutes of Technical Education (ITE), or other Educational Institutions (e.g. private universities and overseas institutions); or Graduated earlier from above institutions and completed National Service in 2024/2025/2026.
• No prior work experience and must be ready to commit to a full-time traineeship