Tools · Singapore · 2026
Singapore tools
Interactive tools for real decisions — take-home pay, BTO affordability, CPF retirement, and maximising your 2026 leave. Updated for 2026 rules.
Take-home pay calculator
See exactly what you take home after CPF and income tax, including your annual bonus. Built on YA 2026 brackets and the Jan 2026 CPF rates.
Annual leave maximizer 2026
Tell us how many leave days you have. We'll plot the best way to stack them with Singapore's 2026 public holidays for the longest possible breaks.
BTO affordability calculator
See the maximum flat price you can afford, your monthly mortgage under MSR / TDSR, CPF grants applied, and how much cash you'll need upfront.
CPF retirement projector
Project your CPF balances to 55, 60, or 65. See whether you'll hit the Basic, Full, or Enhanced Retirement Sum — and your CPF LIFE monthly payout.
Auspicious dates calendar
Find the right day for life's big moments — moving house, weddings, business openings, and more. Based on the traditional Chinese almanac (通书).
Cost of living: SG vs world
Compare how far your salary goes in Singapore vs Hong Kong, Tokyo, Sydney, or Dubai — rent, food, transport, taxes.
About these tools
Every calculator uses the latest 2026 CPF rates, YA 2026 tax brackets, and current HDB rules. We show our assumptions so you can check our maths. For decisions, always confirm with CPF Board, HDB, or IRAS directly.