Calculators · Singapore · 2026
Take-home pay calculator
See exactly what you take home after CPF and income tax.
Your inputs
Monthly take-home
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Gross minus monthly CPF.
Annual net (after CPF + tax)
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Gross minus all CPF + all tax.
CPF / month
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Tax / year
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What we assumed
• CPF rates per your age band; OW capped at $8,000/month.
• YA 2026 resident tax brackets.
• Steady monthly salary assumed; bonus paid once per year.
Frequently asked
Is the bonus taxed differently from monthly salary?
No — bonus is added to your annual chargeable income and taxed at the same progressive rates.
Why does my CPF seem capped?
Singapore caps CPF contributions at the Ordinary Wage ceiling.
Does this include SRS contributions?
No — add SRS to 'Extra tax reliefs' if you contribute.
Estimates only — not financial advice. Confirm with CPF Board, HDB, or IRAS before making financial decisions.